Welcome to Plan|rightTeam Risky Business.
We're looking for competitors. People who understand discipline, accountability, performance, and what it means to earn your results. Whether you're transitioning from military service, finishing your athletic career, or you're an insurance producer tired of capped commissions and corporate politics, we're built for people who want more.
A team that takes therisky businessout of starting over.
Plan|right — Team Risky Business is an independent agency built by agents, for agents. We specialize in final expense, mortgage protection, and indexed universal life — the products families actually need.
We earned the "Risky Business" name because we bet on people. On second careers. On moms going back to work. On veterans transitioning out. On anyone willing to put in the reps. The payoff: a career you own, with the kind of income most jobs don't allow.
Four pillars, zero shortcuts.
Multi-Carrier Platform
Access top-rated carriers across final expense, mortgage protection, and IUL — so you can always find the right fit for every family.
In-house Lead System
Warm, qualified leads delivered daily. No cold calling, no chasing — just seeing people who actually want to talk.
Day-1 Vestment Plan
Start earning vesting from your first policy. Build renewals, residuals and overrides that compound — not a job, a real asset.
Path to Partner
A clear roadmap from new agent to partner. You get to promote yourself every 2 months purely of your production.
From day one to your first commission check.
Discovery call
We get to know your goals, answer every question, and show you exactly how the business works.
Licensing & onboarding
We walk you through your life insurance license and plug you into the team's training system.
Ride-alongs & coaching
Shadow top producers, run live appointments, and get coached on every fundimental until it clicks.
Build your business
Write your first deals, stack renewals, and start building an agency of your own when you're ready.
Our agents build six-figure books
Commissions are paid daily, leads are warm, and the system is already built. You just have to plug in and run the plays.
Ready to see if Plan|right is your team?
Book a no-pressure discovery call. We'll walk you through the business, show you the numbers, and answer everything. If it's a fit, great. If not, you'll leave knowing more about the industry than 95% of agents already in it.